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Private Banking

A Consumer Lease is a financial agreement that allows individuals to lease products, such as electronics, home appliances, and furniture, for a fixed period of time instead of buying them outright. The lessee makes regular payments to the leasing company for the use of the product, and at the end of the lease term, they may have the option to purchase the product, return it, or upgrade to a newer model. This arrangement offers a convenient way for consumers to access high-quality products while spreading the cost over a period time, making it more affordable and manageable.

At Garanti BBVA, we understand the challenges of managing large upfront costs. Our Consumer Lease Program offers an affordable solution to acquire the products you need without the financial strain of paying the full price upfront. Whether you’re upgrading your home, office, or personal items, we make it possible for you to get the latest products with flexible, manageable rental options. Our program offers access to a wide variety of products—from household appliances including electronics to office equipment—giving you the flexibility to spread rentals according to your cash flow and enjoy high-quality items without the burden of an immediate full payment.